Pension Risk Transfer Solutions
Pension Risk Transfer Solutions
Constellation Institutional Markets provides pension risk transfer solutions that help plan sponsors reduce long‑term pension obligations, enhance balance‑sheet certainty and safeguard the retirement benefits their plan participants have earned and rely on.
Backed by a robust financial profile, strong financial strength ratings, disciplined risk management framework and experienced institutional capabilities, Constellation brings a focused, long‑term approach to managing complex pension liabilities. Its platform combines prudent investment management, client‑centered operational execution, and rigorous compliance and governance standards to give plan sponsors confidence at every stage of the pension risk transfer process.
Why Choose Constellation
Scale and expertise
Constellation is a global financial services organization with deep roots extending back more than a century. Across its family of businesses, Constellation brings scale, expertise and long‑term commitment to customers worldwide through capabilities spanning life insurance, retirement solutions, reinsurance, institutional markets and asset management.
Continuity, reliability and confidence
For more than 40 years, Constellation’s pension risk transfer business has delivered continuity, reliability and confidence to plan sponsors and their participants over the full life of pension commitments. By choosing Constellation to transfer pension risk, plan sponsors can help ensure participants continue to be served with care, consistency and a long‑term focus.
Leadership and institutional ownership
Constellation is led by an executive management team with a demonstrated record of building and leading successful insurance, reinsurance and asset management platforms. Its profile is further supported by ownership from two world‑class institutional investors — La Caisse and Ontario Teachers’ Pension Plan — whose long‑term perspectives align with the commitments Constellation makes to policyholders, plan sponsors and beneficiaries.
* AM Best Company: “A,” its third-highest ranking out of 16 categories. Fitch: “A,“ its sixth-highest ranking on a 19-part scale. Moody’s: “Baa1,” its eighth-highest ranking on a 21-part scale. All ratings information is according to reports published on: ambest.com/ratings, fitchratings.com, and moodys.com/insurance. Ratings are for AuguStar Life Insurance Company and National Security Life and Annuity Company and are accurate as of 5/1/2026.
