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Building strong partnerships

Our strong ratings, excellent capital position and balance sheet strength allow us to be meaningful to our partners and build lasting relationships.

Ratings¹

AM Best

Financial Strength: A
Long-term issuer rating: a+
Outlook: Stable

Fitch

Financial Strength: A
Long Term Issuer Default Rating: BBB+
Outlook: Stable

S&P Global

Financial Strength: A-
Long-term issuer credit: BBB-
Outlook: Stable

Moody’s

Financial Strength: Baa1
Senior unsecured (domestic): Ba1
Outlook: Stable

Investor Relations

$2.8B

Enterprise statutory net worth

Consolidated statutory surplus and AVR (without duplication) of all insurance entities and Constellation Insurance, Inc. cash/investable assets as of 12/31/2025

$48.1B

Total assets

Per consolidated financial statements for Constellation Insurance Inc. and Subsidiaries

$3.2B

Total Equity

Per consolidated financial statements for Constellation Insurance Inc. and Subsidiaries; Excludes accumulated other comprehensive income (AOCI)

$4.1B

Organic sales

Represents 2025 organic origination for AuguStar Retirement, AuguStar Life, AuguStar Seguros and Constellation Institutional Markets.

1AM Best: “A,” its third-highest ranking out of 16 categories. Fitch: “A,“ its sixth-highest ranking on a 19-part scale. S&P Global: “A-,” its seventh-highest ranking on a 22-part scale. Moody’s: “Baa1,” its eighth-highest ranking on a 21-part scale. All ratings information is according to reports published on: ambest.com/ratings, fitchratings.com, spglobal.com/ratings and moodys.com/insurance. All financial strength ratings apply to the AuguStar Life Insurance Company (ALIC). Financial strength ratings from AM Best and Fitch apply also to National Security Life and Annuity Co., an ALIC subsidiary. All ratings are accurate as of 7/15/2026.

© 2026 Constellation Insurance, Inc.
One Financial Way Cincinnati, Ohio 45242 | 800.366.6654